When is the right time to buy life insurance? - USA TODAY
Created: Tue, 11 Apr 2017 11:07:39 GMT
For instance, Feldman said it may be wise for 30-somethings to consider term life insurance that spans 15 or 20 years but is also structured as a “convertible” policy that can be made permanent without the added hassle of proving you're in good health ...
How to make term life insurance do more - ThinkAdvisor
Created: Mon, 27 Mar 2017 13:51:29 GMT
But wait. What if you could obtain underwriting concessions on a UL program that mimic term life? Why wouldn't that be attractive to a client? You can meet or get near the term price with a permanent program. Insurance companies can be competitive if ...
Financial Spring Cleaning: Life Insurance Audit - Forbes
Created: Tue, 11 Apr 2017 12:32:32 GMT
If you have term life insurance, keep an eye on the length of the term. Yes, your premiums should remain stable for the entirety of the term, but many term policies continue beyond the term but with cost-prohibitive premiums. If you sense that you ...
Term life insurance - Marshall Independent
Created: Fri, 14 Apr 2017 05:02:42 GMT
A term life insurance policy provides coverage for a specific period of time, or term. The owner chooses a policy for a stated term and pays scheduled premiums to the insurer during that time. If the insured person passes away while the policy is in ...
Etiqa Insurance launches the first online insurance savings plan following recent MAS guidelines on online ... - Yahoo Finance
Created: Mon, 24 Apr 2017 07:40:02 GMT
In April 2015, Etiqa Insurance was the first life insurer to launch direct purchase insurance (DPI) online, offering Direct Term Life and Direct Whole Life insurance plans with total and permanent disability cover, as well as optional critical illness ...
Business Tips: The Benefits of Term Life Insurance - The Jewish Voice
Created: Wed, 05 Apr 2017 07:20:39 GMT
The Jewish Voice
Term life insurance provides death benefit protection for a pre-determined period, usually 10, 20, or 30 years (some companies do not offer 30 year term coverage, since statistics show that most people replace, convert or lapse the policy before it ...
Life insurance could be answer to long-term care - Stanwood Camano News
Created: Thu, 20 Apr 2017 13:20:23 GMT
Stanwood Camano News
“Many people don't realize that a life insurance policy can be converted to pay for assisted living, home care and all other forms of long-term care,” said Chris Orestis, a senior-care advocate and author of the books “Help on the Way” and “A Survival ...
Why pizza affects your life insurance rates - MarketWatch
Created: Mon, 10 Apr 2017 09:07:07 GMT
AIG AIG, -0.90% requires blood pressure of 135/85 or better for nonsmokers age 60 or younger who want the cheapest term life insurance. Voya VOYA, -1.03% sets the bar for the best rates at 135/85 for females on all of its products, and for males at 135/90.
A.M. Best Affirms Credit Ratings of The Cincinnati Life Insurance Company - Yahoo Finance
Created: Fri, 21 Apr 2017 13:18:00 GMT
A.M. Best has affirmed the Financial Strength Rating of A (Excellent) and the Long-Term Issuer Credit Rating of “a+” of The Cincinnati Life Insurance Company (Cincinnati Life) (Fairfield, OH), a wholly owned subsidiary of The Cincinnati Insurance ...
Lincoln Financial Group Launches New Video Series Showcasing the Value of Life Insurance and Long-Term Care ... - Yahoo Finance
Created: Fri, 21 Apr 2017 15:09:43 GMT
Lincoln Financial Group (LNC) launched a video series to help educate advisors and their clients on the value of life insurance, including hybrid policies that can help with long-term care expenses. Designed to showcase the benefits of coverage, the ...
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