Life Insurance Glossary

Life Insurance Glossary

When researching term life insurance, the amount of unfamiliar terminology can be overwhelming. Our life insurance glossary defines many of the terms used on this website and in policies to give you a better understanding of the information. Use our glossary when you come across a word you’re unsure of. Simply being familiar with the definition can make the life insurance shopping process much easier. We hope this glossary helps you gain a better understanding of the terminology and boosts your confidence as you shop for insurance.

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  • Accelerated Death Benefit

    This benefit is sometimes included in the primary policy and sometimes is contained in a separate rider. It provides for a portion of the death benefits to be collected in the event of specific medical conditions or terminal illnesses that require large medical expenses or confinement to a nursing home. Upon the death of the primary policy holder, the remaining balance (less any amounts paid through accelerated death benefit) are paid out to the beneficiary.

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