How Much Does it Cost to Have a Baby
How much does it cost to have a baby? Did you know that a hospital birth may cost up to $3,500? Well, that is the truth and many parents are not prepared for those kinds of costs when they are expecting a baby. The cost of birth depends on the type of birth.
Types of birth
Vaginal birth costs less than a cesarean section, unless there are complications with the vaginal birth. If complications occur, vaginal birth costs more.
The average cost for vaginal births without complications is around $2,500. However, complications might occur with vaginal deliveries, like operations. That is why vaginal deliveries with complications have the highest cost of around $6,900.
A cesarean section costs around $4,500. Also, a woman that has diabetes might pay her birth delivery $5,900. The cost depends on whether you have adequate health insurance.
Prenatal care for women
Prenatal care includes visits to the obstetrician, various tests, ultrasounds and medications. All of these components could cost you hundreds or even thousands of dollars. Every woman should go through a prenatal care course during pregnancy.
Visits to the obstetrician
Prenatal care ensures healthy delivery. Prenatal visits to an obstetrician cost around two thousand dollars. The most important part of prenatal care are prenatal vitamins. Prenatal vitamins contain folic acid, which every pregnant woman needs.
Every visit to the obstetrician costs from one hundred to two hundred dollars. A woman has to have approximately 12 visits while she is pregnant. Prenatal care also includes ultrasound, which costs about $200 dollars.
Every woman should visit an obstetrician, at least once during her early pregnancy. The visits to an obstetrician must be completed at least every two weeks in the last trimester. In the last month of the pregnancy, a woman should visit her obstetrician every week.
Tests as a part of prenatal care
Obstetricians and other specialists recommend several tests that every pregnant woman should take . These tests include amniocentesis, a biophysical profile test, a blood test for Rh status, and antibody screen and carrier screening for inherited genetic disorders.
Amniocentesis is a test in which the obstetrician takes a sample of your amniotic fluid to check the health of your baby. The amniocentesis test costs around $1,500, but the cost depends on the area of residence.
A biophysical profile test is very simple and it is painless. The biophysical profile test is done to make sure that the baby is healthy. This biophysical profile test is done with women who suffer from diabetes, hypertension, high blood pressure, too much or too little amniotic fluid, etc.
The biophysical test costs around $275, depending on the clinic. The Rh (Rhesus) factor is a protein that most people have on the surface of their red blood cells.
It is important to do a blood test for the Rh status in order to determine if the mother and the baby are Rh incompatible. The Rh blood factor test does not cost as much as the other tests. It will only set you back about $50.
Carrier screening for inherited genetic disorders is a test to see if your partner carries a genetic mutation that can cause a serious genetic disorder for the baby.
Also, the US Government recommends that all pregnant women should be tested for HIV, which is one more expense.
The importance and cost of ultrasounds
A prenatal ultrasound, i.e. sonogram, with the help of waves, creates visual images of the baby, placenta and uterus. It is used for determining the sex of the baby, as a part of a genetic test for nuchal translucency, chronic virus sampling or amniocentesis.
Ultrasounds are a necessity in the first trimester of the pregnancy. Ultrasounds show if there are possibilities for miscarriages, ectopic or molar pregnancies, uncertain gestational ages, multiple gestations etc.
Women also need ultrasounds in their late pregnancy. The reasons for an ultrasound in later pregnancy are for determining the cause of vaginal bleeding, checking on the baby’s growth and amniotic fluid level. One more reason for an ultrasound is to check whether the woman needs a cesarean section.
The price of an ultrasound depends on the type of ultrasound. These days you can opt for a 3D ultrasound solution, or opt for a more traditional ultrasound image. Independent ultrasound facilities that are not connected to hospitals charge from one hundred dollars to three hundred dollars per ultrasound. An ultrasound performed at a hospital can cost up to a thousand dollars, depending on the hospital.
Every baby needs a stroller and the prices of strollers vary, don’t they? Cheaper stores sell them for around $30, but the more expensive ones start from $200 and go even up to $500. An average baby crib costs around $150.
Other things that babies need are diapers and wipes. Wipes and diapers are pretty cheap. But you should still be careful with your spending habits.
Changing tables are a must for every baby, and parents should be aware of this. Parents should be ready to take care of the changing table cost. Changing tables cost around $150. We are talking about the average costs here.
Other costs that you have probably considered are clothes, food, etc. Those costs might not seem important to you right now but you should take them into account. Let’s hope that nothing goes wrong with the birth, since that could significantly increase your costs.
What is the total cost of having a baby?
In conclusion, paying for a somewhat safe birth is pretty cheap. Compare it to paying for an extra safe birth and you will see the price difference. A little safety is always better than no safety though. Let’s compare the risk of a low and high risk pregnancy, to get a clearer picture.
A medium risk pregnancy may cost about $5,000 and it does not include other necessities. When you include other necessities, you may come to a number of $10,000. That is a huge difference, if you ask me.
A low risk pregnancy costs a lot more. The sum may add up to $15,000 and even more. Every couple that is planning to have a baby should first see if they are financially ready for it. Some people even save money months before they decide to have a baby.
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