Life Insurance Rate Classes: Here’s What You Need To Know

Mark Burback | Life Insurance | 23 Dec, 2015 | No Comments

Each insurer uses a unique set of criteria to determine qualifying rate classes.   For example, with one insurer you may qualify in a standard rate class but with another insurer, you may qualify under a preferred rate class due to the weight of factors taken into consideration.   Below you will some of the […]

[Read More]

Factors that Will Determine your Eligibility for Life Insurance with Epilepsy

Ross Quade | Life Insurance | 22 Dec, 2015 | No Comments

People that suffer from epilepsy have enough challenges to deal with as it is; they should not have to worry about obtaining a life insurance policy as well. Unfortunately, that is exactly what many epilepsy sufferers do. This is especially the case with the vast amount of stigma that surrounds epilepsy; stigma that comes from […]

[Read More]

Do I Need To Take A Medical Exam Before Purchasing A Life Insurance Policy?

Rachel Garland | Life Insurance | 21 Dec, 2015 | No Comments

If there’s one question it seems that everyone has when it comes to term life insurance, it’s whether or not a medical exam is required.   After all, how many times have you heard about a no-exam required policy? Sounds like the logical choice right?   Here’s why you may want to think twice before […]

[Read More]

Does My Spouse Also Need Life Insurance Coverage?

Mark Burback | Life Insurance | 18 Dec, 2015 | No Comments

Wondering whether or not your spouse also needs life insurance coverage?   If so, you’re certainly not alone. In fact, this is probably one of the most common questions you will comes across when it comes to life insurance.Typically, it is advisable that any spouse that is earning an income should seek coverage.   So, […]

[Read More]

Why Finding Life Insurance for HIV Positive Individuals Just got Easier

Ross Quade | Life Insurance | 15 Dec, 2015 | No Comments

Prudential Financial Inc., is one of the Country’s biggest life insurers, which makes it extremely exciting news that they will offer their traditional life insurance policies to eligible people who have HIV. This is a condition, which for decades has excluded the majority of people from being able to attain even the smallest amount of […]

[Read More]

3 Reasons To Review Your Life Insurance Policy After Going Through A Divorce

Mark Burback | Life Insurance | 11 Dec, 2015 | No Comments

Divorce can be a sensitive subject.   After all, divorces can be an emotional roller coaster let alone managing the financial implications of it all. From child support payments, attorney fees, alimonies, and more, divorce can be overwhelming at times to deal with.   SEE ALSO: Recently Divorced? Why You Need To Review Your Life […]

[Read More]

3 Things You Need To Know About Life Insurance If You’re A Smoker

Mark Burback | Life Insurance | 30 Nov, 2015 | No Comments

Do you use tobacco products on a regular basis? If so, there’re a few things that you will want to keep in mind when it comes to your life insurance. While smokers will need to pay higher premiums, life insurance policies are by no means one size fits all.   In fact, you’ll find that […]

[Read More]

Is It Possible To Get Life Insurance During Pregnancy? What Expecting Mothers Should Know

Rachel Garland | Life Insurance | 24 Nov, 2015 | No Comments

Why in the world would pregnancy affect your life insurance rates? After all, it is not as though pregnancy is some kind of physical ailment. So, what’s the deal here?   Well, to put it simply, the birth of a child is a major life event and as such has the potential to impact your […]

[Read More]

Should You Get Life Insurance Coverage Now Or Wait Until You Start A Family?

Rachel Garland | Life Insurance | 19 Nov, 2015 | No Comments

Life insurance is only relevant if you have a family right? Like so many financial questions, there’s no simple answer here. In fact, whether or not life insurance is a worthwhile investment is going to depend on a number of factors. After all, there are certainly several reasons why some singles may want to seek […]

[Read More]