About Us

Leading the Industry with Our Real-Time Rates

TermLifeInsurance.com was created for two primary purposes. First, we wanted to eliminate the annoying (and sometimes aggravating) aspects of online insurance shopping. Second, we wanted to evolve the features that people like into user-friendly tools that they can love.

We did this by launching a quote engine that provides real-time rates from hundreds of nationwide companies. These live rates can be compared side-by-side, in an easy-to-read chart.

This revolutionary technology does not require you to enter any of your personal information and eliminates the need for multiple agents to call you with a high pressure sales pitch. Rather than spending hours on the phone and scrawling down notes, you can see the best plans and rates right on your computer screen. You still save time and money by comparison shopping online – we just make the experience better. You see results faster. You get the best rate easier. And the process is much more enjoyable.

Furthermore, when and if you find a policy that fits your family’s needs, we can assist you by answering your questions and submitting the application directly to the life insurance company of your choosing. You can rest assured you made the right decision because you were able to compare providers, from an unbiased source, before purchasing a policy.

We understand how much you care about your family, which is why our goal is to empower you with the information you need to make the best choices for them. We want you to be able to do this effectively and efficiently, so you can get back to what’s most important – spending time with the ones you love. After all, isn’t that what this is all about?

A Family Company with Family Values

TermLifeInsurance.com is a family company that began with the goal of helping other families. We understand how devastating losing someone can be. Knowing that the financial aspect of such an impact is taken care of allows you to focus on grieving your loss and celebrating the life of your loved one.

This is why we believe it is crucial to remember what is most important when working with such a sensitive matter. We believe the family values we strive to instill in our children should be translated into our professional lives. Our business ethics were built upon the same idea that is expressed in the poem by Robert Fulghum, “All I Really Need To Know I Learned In Kindergarten.”

Share everything. – We provide a service that is 100% free and offer countless articles, blog posts, FAQ and industry news to keep our visitors well informed.

Play fair. – We value honesty, integrity, compassion, commitment and respect. We are independent and objective. We do not favor any company over another; rather we value freedom of choice. We believe what’s most important is that people are able to care for the specific needs of their family. We want you to have unbiased information so you can choose the right policy for your family.

Don’t hit people. – Our service is completely free. We won’t hit you with hidden charges, fees, or a Tonka Truck.

Put things back where you found them. – We understand the importance of confidentiality and we value your privacy. We will only use information you provide for the sole purpose of helping you find a life insurance policy. We will not misuse your personal information.

Clean up your own mess. Don’t take things that aren’t yours. Say you’re sorry when you hurt somebody. – Excellent customer service sets us apart from many other “free quote” websites. If you have an issue, we will do our very best to resolve it in a timely fashion.

Wash your hands before you eat. Flush. – Well, this is just good advice.

Warm cookies and cold milk are good for you. – While this is mostly true, we also provide information on general health and how your personal habits can affect your rates.

Live a balanced life. – This is good advice when considering your general health. You can get more health and wellbeing tips from our extensive collection of articles.

Learn some and think some. – We provide a wealth of information about life insurance and related topics. You can visit our Tools and Tips to read articles, news, FAQ and the glossary. This information will help keep you informed so you can better choose an insurer that best meets your specific needs. This is our ultimate goal – to help you quickly and easily make the most educated choice to protect your loved ones.

And draw and paint and sing and dance. And play and work everyday some. Take a nap every afternoon. – We will save you time and money so you can get back to enjoying the finer things in life.

When you go out into the world, watch out for traffic, hold hands and stick together. Be aware of wonder. – Great advice. Thank you, Mr. Fulghum.




3 Star Guarantee

Lowest Premiums

We strive to provide a unique shopping experience and take the stress out of shopping for life insurance.

Free To Use

No Broker or Application Fees. We offer a free service. We don’t charge for utilizing our resources or experts.

30 Day Guarantee

Life insurers provide 30 day recision period to cancel your policy if your unsatisified.


What People Are Saying

Instead of going through the hassle of calling different companies to get term life insurance quotes, this site let me compare quotes for free.

TermLifeInsurance.com Testimonial

Dinah M, Columbia SC