5 Healthy Habits That Can Help You Save On Life Insurance

Ross Quade | General | 22 Jan, 2016 | No Comments

Do you feel like you are paying more for coverage than you need to?


While there is no single factor alone that will determine your premiums, your health can play a huge role.


After all, insurers like to see that you’re in good health. Individuals that lead a healthy lifestyle often qualify for some of the lowest rates possible. If you would like to learn how you can begin adopting a healthier lifestyle to improve your health and your insurance options, you’ve come to the right place.


Discover 5 healthy habits you should adopt to help you save.


1.) Walking Daily

Did you know walking daily can help prevent or manage conditions such as heart disease, high blood pressure, and even type 2 diabetes? In fact, you don’t even have to walk for miles to experience the benefits from walking daily. Experts recommend that a brisk 30-minute walk daily can improve your health. The best part of all? Walking is completely free and easy to do! Take a walk outside or in the gym, either way, you will be doing yourself a huge favor. Shown to help facilitate weight loss along with numerous other health benefits, walking regularly is by far one of the most important things that you can be doing for your health.


2.) Consistent Sleep Schedule

Although it can be challenging at times, getting sufficient sleep is crucial to your health. Studies have shown that getting a good night’s rest can improve health, mood, weight, and even your sex life. So, just how much sleep should you plan on getting each night? Experts recommend that for optimal health, you should aim to get roughly 7-9 hours of sleep per night. And while it can vary by individual and level of physical activity, 7-9 hours is the recommended range. Keep in mind that other factors such as age and health condition can also contribute.


3.) Stop Smoking

If there is one healthy habit to adopt in the New Year, it should be to stop smoking. Smoking will not only raise your life insurance premiums significantly, it can also lead to a number of other related adverse health effects.


SEE ALSO: 3 Things You Need To Know About Life Insurance If You’re A Smoker


In fact, smokers on average can expect anywhere from 10-25% more for coverage. Quitting smoking can lower your premiums considerably, not to mention the numerous health benefits it can provide.


4.) Adding Fruits & Veggies

It may seem simple, but this healthy habit can have huge rewards. In addition to being down right delicious, adding more fruits and vegetables to your diet has also shown to help lower your risk for heart disease, diabetes, stroke, and cancer. And while it might seem difficult to add fruits and vegetables to your diet daily, there are plenty of creative and simple solutions. Just check out these fruit and vegetable recipes for inspiration. After all, a few more minutes in meal prep can leave you feeling mentally and physically refreshed.


5.) Staying Hydrated

Drinking enough water and staying hydrated is one of the most important things that you can be doing for your health. Drinking 8 glasses of water per day can leave you feeling full, energized, and focused. With 50-75% of our bodies being water, it cannot be said enough just how crucial it is to keep up with your water intake. Shown to help keep colds and viruses at bay, this healthy habit may be simple, but the impact is tremendous. Aim to keep a water bottle with you at all times, whether you’re at the office or lounging on the couch. Worried that you may forget? Consider setting a reminder on your phone and you’ll stay hydrated all day.


Adopting these 5 healthy habits will not just help you save when it comes to life insurance coverage, they can also leave you feeling physically and mentally at your best. After all, your health is too important to be left to chance. Take charge of your future today.


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