Can a Stranger Buy a Secret Life Insurance Policy on You?

Aaron Crowe | Life Insurance | 27 Jan, 2015 | 1 Comment »

Buying life insurance is full of all kinds of checks and balances to ensure you know what you’re buying and the insured knows they’re covered by a policy. There are forms to sign, medical tests to take and an “insurable interest” to prove that the buyer and the insured person have some sort of relationship, […]

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Dangerous Jobs That Make Getting Life Insurance Difficult

Aaron Crowe | Life Insurance | 20 Jan, 2015 | No Comments

Listing your job title on a life insurance application is a normal part of the process. Some job descriptions, however, may send your insurance agent running, or you’ll at least have to pay extra for coverage. Life insurance rates are higher for high-risk jobs for the simple reason that they can lower your life expectancy. […]

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When Retirees Need Life Insurance

Aaron Crowe | Life Insurance | 13 Jan, 2015 | No Comments

Not having life insurance in retirement seems like a no-brainer. If your children are no longer living with you, your home is paid off and your spouse isn’t dependent on your income because you have enough money saved in a retirement fund, then having a life insurance policy can seem like an expense you don’t […]

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The One Advantage of Being Fat Doesn’t Help Get Life Insurance

Aaron Crowe | Health, Life Insurance | 8 Jan, 2015 | No Comments

Being obese has many disadvantages, such as health conditions that are assumed to lower life expectancy and lead to higher life insurance rates. An “obesity paradox” studied by the University of Rochester School of Medicine and Dentistry in 2010 and by others, however, shows that severely fat people have one major advantage than normal-weight people: […]

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