TermLifeInsurance.com provides
its services subject to the following terms (which may be updated
from time to time without notice).
1. TermLifeInsurance.com PRIVACY POLICY Pursuant to TermLifeInsurance.com's privacy policy, we may disclose
to third parties certain of your information or related data. For more
information,
please see our full privacy policy.
2. ACCEPTANCE This site is intended for personal, non-commercial use. You may
only use this site to make legitimate requests for TermLifeInsurance.com
services
or products offered.
3. NO ENDORSEMENT OR SPONSORSHIP The use of the name, trademark or service mark of another person
or entity on this site and the availability of specific products and
services through
this site should not be construed by the user as an endorsement or sponsorship
of this site by such a person or entity, or the providers of such products
or services.
4. INDEMNIFY You agree to indemnify and hold TermLifeInsurance.com and its
subsidiaries, affiliates, offices, agents, co-branders or other partners,
and employees,
harmless from any claim or demand, including reasonable attorney's fees,
made by any third party due to or arising out of information you provided,
your use of TermLifeInsurance.com services, your connection to TermLifeInsurance.com
services, your violation of the Terms of Service ("TOS"), or
your violation of any rights of another.
5. NO RESALE OF SERVICE You agree not to reproduce, duplicate, copy, sell, resell or exploit
any portion of TermLifeInsurance.com products or services.
6. DISCLAIMER
OF WARRANTIES YOU EXPRESSLY UNDERSTAND AND AGREE THAT:
(a) YOUR USE OF TERMLIFEINSURANCE.COM
SERVICES IS AT YOUR SOLE RISK. THE SERVICE IS PROVIDED ON AN “AS
IS” AND “AS AVAILABLE” BASIS.
TERMLIFEINSURANCE.COM EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND,
WHETHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO THE IMPLIED
WARRANTIES OF MERCHANTIBILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT.
(b) TERMLIFEINSURANCE.COM MAKES NO WARRANTY THAT (i)
ITS SERVICE WILL MEET YOUR REQUIREMENTS; (ii) THE SERVICE WILL BE UNINTERRUPTED,
TIMELY,
SECURE, OR ERROR-FREE; (iii) THE RESULTS THAT MAY BE OBTAINED FROM
THE USE OF THE SERVICE WILL BE ACCURATE OR RELIABLE; (iv) THE QUALITY
OF
ANY PRODUCTS, SERVICES, INFORMATION, OR OTHER MATERIAL PURCHASED OR
OBTAINED BY YOU THROUGH THE SERVICE WILL MEET YOUR EXPECTATIONS; AND
(v) ANY ERRORS
IN THE SOFTWARE WILL BE CORRECTED.
(c) ANY MATERIAL DOWNLOADED OR OTHERWISE
OBTAINED THROUGH THE USE OF OUR SERVICE IS DONE AT YOUR OWN DISCRETION
AND RISK AND THAT YOU WILL
BE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM OR LOSS
OF DATA THAT RESULTS FROM THE DOWNLOAD OF ANY SUCH MATERIAL.
(d)
NO ADVICE OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED BY YOU
FROM TERMLIFEINSURANCE.COM OR THROUGH OR FROM ITS SERVICE PROVIDERS
SHALL
CREATE ANY WARRANTY NOT EXPRESSLY STATED IN THE TOS.
7. LIMITATION OF
LIABILITY YOU EXPRESSLY UNDERSTAND AND AGREE THAT TERMLIFEINSURANCE.COM
SHALL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL
OR EXEMPLARY DAMAGES, INCLUDING BUT NOT LIMITED TO, DAMAGES FOR LOSS
OF PROFITS, GOODWILL, USE, DATA OR OTHER INTANGIBLE LOSSES (EVEN IF TERMLIFEINSURANCE.COM
HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES), RESULTING FROM:
(i)
THE USE OR THE INABILITY TO USE THE SERVICE;
(ii) THE COST OF PROCUREMENT
OF SUBSTITUTE GOODS AND SERVICES RESULTING FROM ANY GOODS, DATA,
INFORMATION, OR SERVICES PURCHASED OR OBTAINED OR MESSAGES RECEIVED OR
TRANSACTIONS
ENTERED INTO THROUGH OR FROM OUR SERVICE;
(iii) UNAUTHORIZED ACCESS
TO OR ALTERATION OF YOUR TRANSMISSIONS OR DATA;
(iv) STATEMENTS OR
CONDUCT OF ANY THIRD PARTY ON THE SERVICE; OR
(v) ANY OTHER MATTER
RELATING TO
THE SERVICE.
8. EXCLUSIONS AND LIMITATIONS SOME JURISDICATIONS DO NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES
OR THE LIMITATION OR EXCLUSION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL
DAMAGES. ACCORDINGLY, SOME OF THE ABOVE LIMITATIONS OF SECTIONS 6 AND
7 MAY NOT APPLY TO YOU.
9. LINKS TO OTHER WEBSITES AND SERVICES To the extent that this site contains links to outside services
and resources, any concerns regarding such services or resources should
be directed
to the particular outside service or resource provider. TermLifeInsurance.com
does not guarantee or warrant the accuracy or completeness of the information
or content included on the websites of its service providers.
10. NOTICE Notices to you may be made via either e-mail or regular mail.
We may also provide notices of changes to the TOS or other matters by
displaying
notices or links to notices to you generally.
11. COPYRIGHTS TermLifeInsurance.com respects the intellectual property rights
of others. We ask our users to do the same. Please see our copyright
notice on our
home page.
12. TRADEMARKS You acknowledge that TermLifeInsurance.com, the TermLifeInsurance.com
logo, all page headers, custom graphics, and button icons are service
marks, trademarks, and/or trade dress of TermLifeInsurance.com and that
all other trademarks, product names, company names or logos on the Web
Site are the property of their respective owners.
13. PATENTS All software used in connections with this Web Site (“Software”)
is the property of TermLifeInsurance.com or its suppliers and is protected
by U.S. patent and copyright laws and international treaties. Any use
of the Software other than as required to navigate and to utilize the
functionality offered through this Web site is prohibited. You agree
not to copy, distribute, publicly display, modify, decompile, disassemble,
reverse engineer or otherwise attempt to discover the source code of
the Software. Further, you agree not to access the Services by any means
other than the interface provided by TermLifeInsurance.com for your use
in accessing the Services and Content.
14. NO FRAMING OR DEEP LINKING You agree not to “frame” or “mirror” any Services
or Content on this Web Site or any server or Internet-based device without
your receipt of the prior written authorization of TermLifeInsurance.com
or the applicable third party. You agree that any link you create to
the Web site will only be to the main page, www.TermLifeInsurance.com.
15. GENERAL PROVISIONS The Terms of Service constitutes the entire agreement between TermLifeInsurance.com
and you in connection with your use of this Web site and, supercedes
any prior agreements between TermLifeInsurance.com and you including
prior versions of this Terms of Service. TermLifeInsurance.com may update
this Terms of Service from time to time by posting revised Terms of Service
on this Web site, without notice to you, and your subsequent use of the
Web site is governed by those new Terms of Service. The Terms of Service
is effective until terminated by TermLifeInsurance.com, at any time without
notice. In the event of termination, the disclaimers and limitations
of liabilities set forth in the Terms of Service will survive.
All information and content available on the Web site are solely directed
to individuals 18 years of age or older residing in the United States.
TermLifeInsurance.com makes no representation that the Services are available
for use outside
of the United States. Any use of the Services and Content
is prohibited where they are not allowed by law.
The Terms of Service will be deemed to include all other notices, policies,
disclaimers and other terms contained in this Web site; provided, however,
that in the event of a conflict between such other terms and the terms
of these Terms of Service, these Terms of Service will control.
The Terms of Service are governed by the laws of the State of California
and controlling States Federal Law without regard to the conflicts of
law provisions. You agree that any action to enforce the Terms of Service
will be brought in the federal or state courts located in Los Angeles,
California. If any provision is deemed by a court of competent jurisdiction
to be unlawful or unenforceable, it will not affect the validity and
enforceability of the remaining provisions. The section headings are
for convenience only and do not have any force or effect.
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